There’s a new settlement affecting all families in Michigan.

The settlement stems from a May, 2021 crash that killed a husband and wife, Marilyn and Larimore McDougall. MemberSelect Insurance of Dearborn denied the McDougall’s estate $250,000 dollars in liability coverage, dropping it to $50,000, because the husband was at fault in the crash. However, the Michigan Court of Appeals ruled the estate is entitled the full $250,000 dollars, and the insurance company settled for that amount.

Southfield attorney Lawrence Kajy plans to call on Lansing to ban household exclusions in insurance policies.

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Kajy calls this a landmark case in Michigan.