Open enrollment season is here — a brief window for everyone to hit refresh on their health insurance choices.

Healthcare experts emphasize the important things to remember when evaluating a plan, like making sure your doctor is in-network to avoid big out-of-pocket expenses. Also, many healthcare plans reward you for making healthier choices. If you’re on Medicare, some Medicare Advantage plans include gym memberships.

Alyson Ramos, a Medicare specialist with the Valley Area Agency on Aging in the Flint region, provides one key update for Medicare enrollees.

“For prescription drugs, there will be an out-of-pocket maximum,” Ramos said. “That’s the first time that’s ever happened. That out-of-pocket maximum will be $2,000. So they have had out-of-pocket maximums before, but it was pay into it this much and then you’ll reach the cap.”

Also be aware that open enrollment dates vary.

Medicare is October 15 to December 7. Employer-sponsored plans typically allow changes for several weeks between September and December. Open enrollment in the Health Insurance Marketplace plans runs November 1 to January 15 in most states.